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Money Personality Types

The Spender

  • Advantage
    1. Happy
    2. Many friends
    3. Pay-to-think mentality
    4. Motivated to make money
  • Disadvantage
    1. Anxiety
    2. Liabilities
    3. Wastefulness
    4. Low cash-flow.
    5. Fiscal deficit
  • Actions
    1. Draw up a budget.
    2. Allow the method of 6 jars.
    3. Discern the difference between desires and requirements.

The Saver

  • Advantage
    1. Safe.
    2. Steady.
    3. Delayed gratification.
  • Disadvantage
    1. A hard life.
    2. Missed the opportunity.
  • Actions
    1. Prioritise paying myself.
    2. More percentage for Play Account.

The Avoider

  • Advantage
    1. Turning a blind eye.
    2. Good interpersonal relationships
  • Disadvantage
    1. Be poor at manage finance.
    2. No sense of responsibility.
  • Actions
    1. Do financial management.
    2. Allow the method of 6 jars.

The Recluse

  • Advantage
    1. Spiritual fulfilment.
    2. Unworldly.
  • Disadvantage
    1. Lack of power.
    2. Insufficient resilience to risks.
  • Actions
    1. To save all sentient beings.