Money Personality Types

The Spender

• Advantages

  1. Happy
  2. Many friends
  3. Pay-to-think mentality
  4. Motivated to make money

• Disadvantages

  1. Anxiety
  2. Liabilities
  3. Wastefulness
  4. Low cash flow
  5. Fiscal deficit

• Actions

  1. Draw up a budget.
  2. Adopt the six-jar method.
  3. Distinguish between wants and needs.

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The Saver

• Advantages

  1. Safe
  2. Steady
  3. Delayed gratification

• Disadvantages

  1. A hard life
  2. Missed opportunities

• Actions

  1. Prioritize paying myself first.
  2. Allocate a higher percentage to the Play account.

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The Avoider

• Advantages

  1. Turning a blind eye
  2. Good interpersonal relationships

• Disadvantages

  1. Poor at financial management
  2. Lack of a sense of responsibility

• Actions

  1. Practice financial management.
  2. Adopt the six-jar method.

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The Recluse

• Advantages

  1. Spiritual fulfillment
  2. Unworldly

• Disadvantages

  1. Lack of power
  2. Insufficient resilience to risk

• Actions

  1. Save all sentient beings.